The Excited Explorer

By: mario_williams6 | June 15, 2016

We are going to be talking about something that you have probably never used before but you either consider using it in the future or need some information on it for a friend or a relative.  We will talk about stairlifts.

In case you don’t know, let me tell you what is a stair lift before we talk any further.  Sometimes older people have a hard time walking up and down the stairs.  Sometimes people that are handicapped don’t like to make the effort to do it either, so what they do is look for a solution that allows them to get up and down the stairs without having to actually walk the distance.  That is precisely why stairlifts were invented.  They allow you to sit in a chair and quickly and effectively you will be transported wherever you n...

Category: Uncategorized 


By: mario_williams6 | April 12, 2016

1. What is a reverse mortgage?

A reverse mortgage is a special type of home loan that lets you convert a portion of the equity in your home into cash. The equity that built up over years of home mortgage payments can be paid to you. But unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence. FHA’s HECM provides these benefits. You can also use a HECM to purchase a primary residence if you are able to use cash on hand to pay the difference between the HECM proceeds and the sales price plus closing costs for the property you are purchasing.

2. Can I qualify for FHA’s HECM reverse mortgage?

To be eligible for a FHA HECM, the FHA requires that you...

Category: Uncategorized 


By: mario_williams6 | April 05, 2016

Nothing beats a good cup of coffee, whether in the morning or at night. But, did you know that there are certain things you should and should not to do to make the perfect cup of joe? In this article, you will learn what it takes to be make the best coffee around.

There have been many studies about whether or not coffee is healthy or harmful. Some state that the caffeine in coffee can be harmful unless it is consumed in moderation. Other studies seem to indicate that coffee can work as an antioxidant, and can actually help prevent some diseases such as cancer.


Do not leave your coffee open any longer than necessary. While preparing your coffee, don't open the can or bag until you are ready to scoop. Immediately after scooping, close the coff...

Category: Uncategorized 


By: mario_williams6 | April 01, 2016

In order to be able to enter into retirement and have everything turn out the way you want, you must make solid plans. And, it's better if you don't wait too long and learn as much as you can now. It's a major step and life event, so you should use these tips that are about to be discussed so that you can be ready.


You should save as early as you can for your retirement. When you start saving early, your money has that much more time to grow for you. If you wait until your middle-age, you may need to save more per year just to make sure that you will have enough money after you retire.

Many people look towards their retirement with anticipation, especially after working for many years. They think retirement is a great time to do everything t...

Category: retirement 

Tags: advice